Foremost Insurance – How to Get a Quote Today

Foremost Insurance has been a leading provider of insurance solutions since 1952. They offer a variety of coverage options, including home and auto insurance, through their Foremost Choice® Property & Casualty product. They also partner with Farmers Insurance to provide additional coverage options under the Foremost SignatureSM Auto & Home brand.

Foremost Insurance

Whether you’re looking for a standard home and auto policy or something more specialized, FI promises “A Better Insurance Experience.” They boast a team of experienced agents and a focus on customer service to help you find the right coverage for your needs.

What is Foremost Insurance?

Foremost Insurance is a leading provider of specialty insurance products in the United States. They offer a variety of coverage options for individuals, families, and businesses, with a focus on protecting unique and valuable assets.

Benefits of Choosing Foremost Insurance

There are several potential benefits to choosing FI:

Customization and Flexibility

It offers a variety of coverage options and policy forms, allowing you to tailor your insurance to your specific needs and budget. Whether you’re looking for comprehensive protection for a luxury car or basic coverage for a standard home, they can likely accommodate you.

Focus on Non-Standard Situations

If you have a hard-to-insure property, such as a vacant home or a motorcycle, Foremost might be a good option. They specialize in providing coverage for situations that some traditional insurers might shy away from.

Potential Cost Savings

Foremost offers several discounts that can help you save money on your premiums. These include discounts for bundling multiple policies, having certain safety features on your home or car, and maintaining a clean driving record.

What Does Foremost Insurance Offer?

It caters to a specific clientele, offering unique insurance products not typically found with mainstream providers. Here’s a breakdown of their core offerings:

Collector Car Insurance

Also, it is renowned for its collector car insurance, providing comprehensive coverage for classic vehicles, antique motorcycles, and even custom rides.

Homeowners Insurance

The compnay tailors homeowners insurance for high-value homes, offering protection against unique risks like valuable art collections or flood damage.

Boat Insurance

Whether you own a cherished yacht or a high-performance speedboat, it offers specialized boat insurance to safeguard your vessel.

Motorcycle Insurance

For motorcycle enthusiasts, Foremost provides coverage options for touring bikes, cruisers, and even custom motorcycles.

Business Insurance

The company understands the unique needs of businesses and offers tailored insurance solutions for a variety of industries.

Features of Foremost Insurance

Variety of Coverage Options

It goes beyond basic home and auto insurance. They offer coverage for specific needs, including landlord insurance for rental properties, vacant home insurance, and even special policies for valuable items like collectibles.


They strive to make their insurance affordable with various discounts for bundling policies, security features, claim-free history, and even insuring multiple vehicles.

Roadside Assistance

Some Foremost auto insurance policies include roadside assistance benefits, providing help with flat tires, towing, and battery jumps.

Digital Experience

Foremost offers a fully digital experience, allowing you to get quotes, manage policies, and make payments conveniently online.

Independent Agent Network

Despite the digital options, Foremost maintains a network of independent agents who provide personalized service.  These agents can help you navigate policy selection, understand coverage details, and ensure you get the right fit for your needs.

24/7 Claims Support

Should you need to file a claim, Foremost offers 24/7 claims support to guide you through the process.

Is Foremost Insurance Right for You?

Foremost is a great option for individuals and families who:

  • Own valuable assets like classic cars, boats, or high-value homes.
  • Need additional coverage beyond standard policies.
  • Want to work with experienced agents specializing in niche insurance.

How to Get a Quote from Foremost Insurance

Foremost Insurance offers two main ways to get a quote:


Foremost has a user-friendly website where you can get a free quote for home or auto insurance [Get A Quote | FI Group]. You’ll need to enter some basic information about yourself and the property or vehicle you want to insure.

Contact an Independent Agent

Foremost utilizes a network of independent agents who can provide personalized quotes and guidance throughout the process. You can find an agent in your area on the website [Auto Insurance – Get A Quote Your Way.


What are the advantages of choosing Foremost for Classic Car Insurance?

Foremost understands the value and unique needs of classic car owners. They offer features like agreed value coverage, spare parts coverage, and roadside assistance specifically tailored to classic car enthusiasts.

Does Foremost offer motorcycle insurance with roadside assistance?

Yes, many Foremost motorcycle insurance policies include roadside assistance as an optional add-on. This can provide peace of mind in case of a breakdown on the road.

How can I get a quote?

You can request a free quote online through Foremost’s website or by contacting a local Foremost insurance agent.

What discounts does Foremost offer?

Foremost offers various discounts, including multi-policy discounts, safety feature discounts, and good driving record discounts.

How do I file a claim?

You can file a claim online, by phone, or through your local Foremost agent.

Does Foremost offer car insurance for everyday vehicles?

No, Foremost focuses on collector cars, motorcycles, and other specialty vehicles.

Is Foremost Insurance available nationwide?

While it is a major insurance provider, their availability may vary depending on your location.  It’s always best to check their website or contact an agent to confirm coverage in your area.


Foremost Insurance is a strong contender for those seeking tailored coverage solutions. Their niche market focus ensures you get the specific protection you need, while their experienced agents and competitive rates make them a compelling option.

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